Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$5,961	$5,961	$445,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$439,539	$0
Funding fee	$0	$0	$0
Note rate	6.770%	6.770%	7.400%
Blended rate	7.320%	7.744%	7.640%
1st payment	$41.53	$41.53	$3,084.55
2nd payment	$0.00	$2,838.69	$0.00
Taxes / mo	$325.00	$325.00	$325.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$2.83	$2.83	$89.10
HOA / mo	$77.00	$77.00	$77.00
Total monthly	$613.03	$3,451.71	$3,742.32
Cash to close	$489,039	$49,500	$49,500