Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$316,436$316,436$400,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$84,064$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%4.986%7.640%
1st payment$1,495.65$1,495.65$2,772.98
2nd payment$0.00$630.48$0.00
Taxes / mo$301.25$301.25$301.25
Insurance / mo$150.00$150.00$150.00
MI / mo$249.05$249.05$80.10
HOA / mo$80.00$80.00$80.00
Total monthly$2,275.94$2,906.42$3,384.33
Cash to close$128,564$44,500$44,500