Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$189,791	$189,791	$283,500
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$93,709	$0
Funding fee	$0	$0	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	4.580%	6.041%	7.640%
1st payment	$1,020.63	$1,020.63	$1,962.90
2nd payment	$0.00	$702.82	$0.00
Taxes / mo	$94.50	$94.50	$94.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$156.49	$156.49	$56.70
HOA / mo	$300.00	$300.00	$300.00
Total monthly	$1,721.62	$2,424.43	$2,564.10
Cash to close	$125,209	$31,500	$31,500