Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$283,745$283,745$346,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$62,755$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%4.840%7.640%
1st payment$1,346.98$1,346.98$2,399.10
2nd payment$0.00$470.67$0.00
Taxes / mo$321.42$321.42$321.42
Insurance / mo$150.00$150.00$150.00
MI / mo$224.29$224.29$69.30
HOA / mo$112.00$112.00$112.00
Total monthly$2,154.68$2,625.35$3,051.81
Cash to close$101,255$38,500$38,500