Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$63,908	$63,908	$872,910
Remaining term (yrs)	3.4	3.4	30.0
Secondary amount	$0	$809,002	$0
Funding fee	$0	$0	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	3.830%	7.463%	7.640%
1st payment	$1,604.25	$1,604.25	$6,043.85
2nd payment	$0.00	$5,224.80	$0.00
Taxes / mo	$297.50	$297.50	$297.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$164.78	$164.78	$174.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,283.19	$7,508.00	$6,732.60
Cash to close	$905,992	$96,990	$96,990