Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$368,573	$368,573	$377,999
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$30,426	$0
Funding fee	$1,843	$1,843	$0
Note rate	5.110%	5.110%	7.400%
Blended rate	5.110%	5.626%	7.640%
1st payment	$2,147.08	$2,147.08	$2,617.19
2nd payment	$0.00	$301.09	$0.00
Taxes / mo	$374.00	$374.00	$374.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.60
HOA / mo	$57.00	$57.00	$57.00
Total monthly	$2,728.08	$3,029.17	$3,273.79
Cash to close	$51,426	$21,000	$42,000