Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,027	$213,027	$333,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$119,973	$0
Funding fee	$0	$0	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	3.570%	5.166%	7.640%
1st payment	$998.21	$998.21	$2,305.62
2nd payment	$0.00	$799.82	$0.00
Taxes / mo	$70.42	$70.42	$70.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$173.87	$173.87	$66.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,392.50	$2,192.32	$2,592.64
Cash to close	$156,973	$37,000	$37,000