Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$359,900$359,900$405,000
Remaining term (yrs)26.626.630.0
Secondary amount$0$45,100$0
Funding fee$1,799$1,799$0
Note rate6.340%6.340%7.400%
Blended rate6.340%6.636%7.640%
1st payment$2,330.93$2,330.93$2,804.14
2nd payment$0.00$338.25$0.00
Taxes / mo$101.00$101.00$101.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$92.00$92.00$92.00
Total monthly$2,673.93$3,012.19$3,228.14
Cash to close$90,100$45,000$45,000