Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$232,646$232,646$337,500
Remaining term (yrs)23.223.230.0
Secondary amount$0$104,854$0
Funding fee$0$0$0
Note rate3.660%3.660%7.400%
Blended rate4.510%5.594%7.640%
1st payment$1,236.75$1,236.75$2,336.78
2nd payment$0.00$699.03$0.00
Taxes / mo$116.83$116.83$116.83
Insurance / mo$150.00$150.00$150.00
MI / mo$191.26$191.26$67.50
HOA / mo$82.00$82.00$82.00
Total monthly$1,776.85$2,475.87$2,753.12
Cash to close$142,354$37,500$37,500