Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$422,906$422,906$855,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$432,094$0
Funding fee$2,115$2,115$0
Note rate2.500%2.500%7.400%
Blended rate2.500%5.153%7.640%
1st payment$1,944.39$1,944.39$5,919.85
2nd payment$0.00$2,790.60$0.00
Taxes / mo$235.33$235.33$235.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$171.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,396.39$5,186.99$6,542.85
Cash to close$527,094$95,000$95,000