Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$169,332$169,332$562,500
Remaining term (yrs)14.114.130.0
Secondary amount$0$393,168$0
Funding fee$0$0$0
Note rate4.230%4.230%7.400%
Blended rate5.080%6.946%7.640%
1st payment$1,320.19$1,320.19$3,894.64
2nd payment$0.00$2,539.21$0.00
Taxes / mo$300.17$300.17$300.17
Insurance / mo$166.67$166.67$166.67
MI / mo$190.54$190.54$112.50
HOA / mo$220.00$220.00$220.00
Total monthly$2,197.56$4,736.78$4,693.97
Cash to close$455,668$62,500$62,500