Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$231,406$231,406$359,100
Remaining term (yrs)25.125.130.0
Secondary amount$0$127,694$0
Funding fee$1,157$1,157$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.714%7.640%
1st payment$1,078.04$1,078.04$2,486.34
2nd payment$0.00$851.30$0.00
Taxes / mo$159.25$159.25$159.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.82
HOA / mo$26.67$26.67$26.67
Total monthly$1,413.96$2,265.25$2,894.08
Cash to close$167,594$39,900$39,900