Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$378,579	$378,579	$454,497
Remaining term (yrs)	29.2	29.2	30.0
Secondary amount	$0	$75,919	$0
Funding fee	$0	$0	$0
Note rate	6.190%	6.190%	7.400%
Blended rate	6.740%	7.118%	7.640%
1st payment	$2,334.47	$2,334.47	$3,146.85
2nd payment	$0.00	$569.39	$0.00
Taxes / mo	$192.83	$192.83	$192.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$174.88	$174.88	$90.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,868.86	$3,438.25	$3,597.25
Cash to close	$126,418	$50,500	$50,500