Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$18,281	$18,281	$439,200
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$420,919	$0
Funding fee	$0	$0	$0
Note rate	6.380%	6.380%	7.400%
Blended rate	6.930%	7.716%	7.640%
1st payment	$117.25	$117.25	$3,040.93
2nd payment	$0.00	$2,718.43	$0.00
Taxes / mo	$427.67	$427.67	$427.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$8.41	$8.41	$87.84
HOA / mo	$55.00	$55.00	$55.00
Total monthly	$774.99	$3,493.43	$3,778.11
Cash to close	$469,719	$48,800	$48,800