Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$417,297	$417,297	$449,979
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$32,682	$0
Funding fee	$2,086	$2,086	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.340%	6.533%	7.640%
1st payment	$2,702.68	$2,702.68	$3,115.57
2nd payment	$0.00	$245.11	$0.00
Taxes / mo	$465.58	$465.58	$465.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.00
HOA / mo	$253.00	$253.00	$253.00
Total monthly	$3,587.93	$3,833.04	$4,090.81
Cash to close	$82,680	$49,998	$49,998