Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$300,832$300,832$414,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$113,168$0
Funding fee$0$0$0
Note rate3.690%3.690%7.400%
Blended rate4.540%5.486%7.640%
1st payment$1,515.55$1,515.55$2,866.45
2nd payment$0.00$754.45$0.00
Taxes / mo$136.00$136.00$136.00
Insurance / mo$166.67$166.67$166.67
MI / mo$233.52$233.52$82.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,051.73$2,806.19$3,251.92
Cash to close$159,168$46,000$46,000