Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$301,497$301,497$477,000
Remaining term (yrs)23.623.630.0
Secondary amount$0$175,503$0
Funding fee$1,507$1,507$0
Note rate3.310%3.310%7.400%
Blended rate3.310%5.036%7.640%
1st payment$1,529.01$1,529.01$3,302.65
2nd payment$0.00$1,170.02$0.00
Taxes / mo$304.33$304.33$304.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.40
HOA / mo$0.00$0.00$0.00
Total monthly$2,000.01$3,170.03$3,869.05
Cash to close$228,503$53,000$53,000