Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$367,073	$355,499
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$1,835	$0
Note rate	4.980%	7.400%
Blended rate	4.980%	7.640%
1st payment	$2,110.26	$2,461.40
2nd payment	$0.00	$0.00
Taxes / mo	$204.25	$204.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$71.10
HOA / mo	$161.00	$161.00
Total monthly	$2,625.51	$3,047.75
Cash to close	$27,926	$39,500