Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$566,035	$530,991
Remaining term (yrs)	26.0	30.0
Secondary amount	$0	$0
Funding fee	$2,830	$0
Note rate	5.660%	7.400%
Blended rate	5.660%	7.640%
1st payment	$3,464.00	$3,676.47
2nd payment	$0.00	$0.00
Taxes / mo	$458.67	$458.67
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$106.20
HOA / mo	$55.00	$55.00
Total monthly	$4,144.33	$4,463.01
Cash to close	$23,955	$58,999