Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$151,147	$151,147	$359,100
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$207,953	$0
Funding fee	$756	$756	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	2.680%	5.616%	7.640%
1st payment	$703.48	$703.48	$2,486.34
2nd payment	$0.00	$1,343.03	$0.00
Taxes / mo	$119.75	$119.75	$119.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.82
HOA / mo	$175.00	$175.00	$175.00
Total monthly	$1,148.23	$2,491.25	$3,002.91
Cash to close	$247,853	$39,900	$39,900