Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$262,852	$262,852	$483,750
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$220,898	$0
Funding fee	$1,314	$1,314	$0
Note rate	4.010%	4.010%	7.400%
Blended rate	4.010%	5.718%	7.640%
1st payment	$1,552.69	$1,552.69	$3,349.39
2nd payment	$0.00	$1,426.64	$0.00
Taxes / mo	$164.00	$164.00	$164.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$96.75
HOA / mo	$18.00	$18.00	$18.00
Total monthly	$1,901.36	$3,328.00	$3,794.80
Cash to close	$274,648	$53,750	$53,750