Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$291,086$291,086$468,000
Remaining term (yrs)25.825.830.0
Secondary amount$0$176,914$0
Funding fee$1,455$1,455$0
Note rate5.520%5.520%7.400%
Blended rate5.520%6.457%7.640%
1st payment$1,761.72$1,761.72$3,240.34
2nd payment$0.00$1,179.43$0.00
Taxes / mo$404.98$404.98$404.98
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.60
HOA / mo$0.00$0.00$0.00
Total monthly$2,333.37$3,512.80$3,905.59
Cash to close$228,914$52,000$52,000