Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$433,526$433,526$490,500
Remaining term (yrs)27.027.030.0
Secondary amount$0$56,974$0
Funding fee$0$0$0
Note rate7.200%7.200%7.400%
Blended rate7.750%7.895%7.640%
1st payment$3,032.54$3,032.54$3,396.12
2nd payment$0.00$427.31$0.00
Taxes / mo$117.25$117.25$117.25
Insurance / mo$166.67$166.67$166.67
MI / mo$204.76$204.76$98.10
HOA / mo$118.00$118.00$118.00
Total monthly$3,639.22$4,066.53$3,896.14
Cash to close$111,474$54,500$54,500