Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$668,360$668,360$715,392
Remaining term (yrs)26.726.730.0
Secondary amount$0$47,032$0
Funding fee$3,342$3,342$0
Note rate6.430%6.430%7.400%
Blended rate6.430%6.599%7.640%
1st payment$4,361.72$4,361.72$4,953.23
2nd payment$0.00$352.74$0.00
Taxes / mo$568.17$568.17$568.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.08
HOA / mo$55.00$55.00$55.00
Total monthly$5,201.56$5,554.30$5,936.14
Cash to close$126,520$79,488$79,488