Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$353,877	$350,100
Remaining term (yrs)	27.4	30.0
Secondary amount	$0	$0
Funding fee	$1,769	$0
Note rate	4.700%	7.400%
Blended rate	4.700%	7.640%
1st payment	$1,912.48	$2,424.02
2nd payment	$0.00	$0.00
Taxes / mo	$338.00	$338.00
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$70.02
HOA / mo	$56.00	$56.00
Total monthly	$2,456.48	$3,038.04
Cash to close	$35,123	$38,900