Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$416,727	$416,727	$440,100
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$47,823	$0
Funding fee	$0	$0	$0
Note rate	6.220%	6.220%	7.400%
Blended rate	6.770%	7.296%	7.640%
1st payment	$2,582.97	$2,582.97	$3,047.16
2nd payment	$0.00	$473.25	$0.00
Taxes / mo	$171.67	$171.67	$171.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$192.88	$192.88	$88.02
HOA / mo	$74.00	$74.00	$74.00
Total monthly	$3,188.18	$3,661.43	$3,547.52
Cash to close	$72,273	$24,450	$48,900