Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$78,223$78,223$268,200
Remaining term (yrs)28.628.630.0
Secondary amount$0$189,977$0
Funding fee$0$0$0
Note rate6.670%6.670%7.400%
Blended rate7.220%7.773%7.640%
1st payment$510.16$510.16$1,856.96
2nd payment$0.00$1,266.51$0.00
Taxes / mo$122.00$122.00$122.00
Insurance / mo$150.00$150.00$150.00
MI / mo$36.35$36.35$53.64
HOA / mo$197.00$197.00$197.00
Total monthly$1,015.51$2,282.02$2,379.60
Cash to close$219,777$29,800$29,800