Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$317,078$317,078$351,900
Remaining term (yrs)27.827.830.0
Secondary amount$0$34,822$0
Funding fee$0$0$0
Note rate6.950%6.950%7.400%
Blended rate7.500%7.648%7.640%
1st payment$2,146.54$2,146.54$2,436.48
2nd payment$0.00$261.16$0.00
Taxes / mo$191.67$191.67$191.67
Insurance / mo$150.00$150.00$150.00
MI / mo$148.63$148.63$70.38
HOA / mo$22.00$22.00$22.00
Total monthly$2,658.84$2,920.00$2,870.53
Cash to close$73,922$39,100$39,100