Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$475,243$475,243$477,000
Remaining term (yrs)27.427.430.0
Secondary amount$0$28,257$0
Funding fee$0$0$0
Note rate6.640%6.640%7.400%
Blended rate7.190%7.453%7.640%
1st payment$3,137.55$3,137.55$3,302.65
2nd payment$0.00$279.63$0.00
Taxes / mo$438.00$438.00$438.00
Insurance / mo$166.67$166.67$166.67
MI / mo$224.24$224.24$95.40
HOA / mo$50.00$50.00$50.00
Total monthly$4,016.45$4,296.08$4,052.72
Cash to close$54,757$26,500$53,000