Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$326,448$326,448$405,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$78,552$0
Funding fee$0$0$0
Note rate3.220%3.220%7.400%
Blended rate4.070%5.026%7.640%
1st payment$1,572.09$1,572.09$2,804.14
2nd payment$0.00$589.14$0.00
Taxes / mo$267.17$267.17$267.17
Insurance / mo$150.00$150.00$150.00
MI / mo$256.84$256.84$81.00
HOA / mo$22.50$22.50$22.50
Total monthly$2,268.59$2,857.73$3,324.80
Cash to close$123,552$45,000$45,000