Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$498,248$498,248$517,500
Remaining term (yrs)25.725.730.0
Secondary amount$0$48,002$0
Funding fee$2,491$2,491$0
Note rate5.230%5.230%7.400%
Blended rate5.230%5.814%7.640%
1st payment$2,933.40$2,933.40$3,583.07
2nd payment$0.00$475.02$0.00
Taxes / mo$479.42$479.42$479.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$80.00$80.00$80.00
Total monthly$3,659.48$4,134.50$4,412.65
Cash to close$76,752$28,750$57,500