Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$264,224	$264,224	$526,500
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$262,276	$0
Funding fee	$1,321	$1,321	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	3.600%	5.667%	7.640%
1st payment	$1,554.89	$1,554.89	$3,645.38
2nd payment	$0.00	$1,693.86	$0.00
Taxes / mo	$392.25	$392.25	$392.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$105.30
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$2,173.80	$3,867.67	$4,369.60
Cash to close	$320,776	$58,500	$58,500