Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$175,088	$175,088	$877,500
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$702,412	$0
Funding fee	$0	$0	$0
Note rate	6.910%	6.910%	7.400%
Blended rate	7.460%	7.692%	7.640%
1st payment	$1,173.91	$1,173.91	$6,075.63
2nd payment	$0.00	$4,536.41	$0.00
Taxes / mo	$570.83	$570.83	$570.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$81.61	$81.61	$175.50
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$2,118.02	$6,654.43	$7,113.63
Cash to close	$799,912	$97,500	$97,500