Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$329,502	$329,502	$360,000
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$30,498	$0
Funding fee	$1,648	$1,648	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	2.980%	3.490%	7.640%
1st payment	$1,548.71	$1,548.71	$2,492.57
2nd payment	$0.00	$228.74	$0.00
Taxes / mo	$67.75	$67.75	$67.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,766.46	$1,995.20	$2,782.32
Cash to close	$70,498	$40,000	$40,000