Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$97,292	$97,292	$359,999
Remaining term (yrs)	13.6	13.6	30.0
Secondary amount	$0	$262,707	$0
Funding fee	$0	$0	$0
Note rate	4.990%	4.990%	7.400%
Blended rate	5.840%	7.234%	7.640%
1st payment	$816.07	$816.07	$2,492.56
2nd payment	$0.00	$1,696.65	$0.00
Taxes / mo	$226.92	$226.92	$226.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.80	$107.80	$72.00
HOA / mo	$121.00	$121.00	$121.00
Total monthly	$1,421.79	$3,118.44	$3,062.48
Cash to close	$302,707	$40,000	$40,000