Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$153,154	$153,154	$369,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$215,846	$0
Funding fee	$766	$766	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	2.720%	5.662%	7.640%
1st payment	$717.65	$717.65	$2,554.88
2nd payment	$0.00	$1,394.01	$0.00
Taxes / mo	$166.83	$166.83	$166.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.80
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,134.49	$2,528.50	$3,045.51
Cash to close	$256,846	$41,000	$41,000