Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$431,510	$431,510	$458,991
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$27,481	$0
Funding fee	$2,158	$2,158	$0
Note rate	6.390%	6.390%	7.400%
Blended rate	6.390%	6.546%	7.640%
1st payment	$2,808.39	$2,808.39	$3,177.96
2nd payment	$0.00	$206.10	$0.00
Taxes / mo	$404.83	$404.83	$404.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$91.80
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$3,464.89	$3,670.99	$3,926.26
Cash to close	$78,480	$50,999	$50,999