Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$198,335$198,335$251,910
Remaining term (yrs)24.024.030.0
Secondary amount$0$53,575$0
Funding fee$992$992$0
Note rate2.890%2.890%7.400%
Blended rate2.890%4.189%7.640%
1st payment$951.11$951.11$1,744.17
2nd payment$0.00$401.81$0.00
Taxes / mo$4.83$4.83$4.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.38
HOA / mo$50.00$50.00$50.00
Total monthly$1,155.94$1,557.76$1,999.39
Cash to close$81,565$27,990$27,990