Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$462,465$462,465$463,410
Remaining term (yrs)26.726.730.0
Secondary amount$0$26,690$0
Funding fee$0$0$0
Note rate6.390%6.390%7.400%
Blended rate6.940%7.209%7.640%
1st payment$3,006.31$3,006.31$3,208.56
2nd payment$0.00$264.12$0.00
Taxes / mo$131.25$131.25$131.25
Insurance / mo$166.67$166.67$166.67
MI / mo$220.52$220.52$92.68
HOA / mo$0.00$0.00$0.00
Total monthly$3,524.74$3,788.86$3,599.16
Cash to close$52,435$25,745$51,490