Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$178,658	$178,658	$195,299
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$27,491	$0
Funding fee	$0	$0	$0
Note rate	3.620%	3.620%	7.400%
Blended rate	4.470%	5.457%	7.640%
1st payment	$895.03	$895.03	$1,352.21
2nd payment	$0.00	$272.05	$0.00
Taxes / mo	$41.25	$41.25	$41.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.10	$139.10	$39.06
HOA / mo	$404.00	$404.00	$404.00
Total monthly	$1,629.38	$1,901.43	$1,986.52
Cash to close	$38,341	$10,850	$21,700