Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$325,743	$325,743	$341,910
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$35,162	$0
Funding fee	$0	$0	$0
Note rate	6.170%	6.170%	7.400%
Blended rate	6.720%	7.222%	7.640%
1st payment	$2,006.50	$2,006.50	$2,367.32
2nd payment	$0.00	$347.96	$0.00
Taxes / mo	$96.25	$96.25	$96.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$150.63	$150.63	$68.38
HOA / mo	$146.00	$146.00	$146.00
Total monthly	$2,549.38	$2,897.34	$2,827.95
Cash to close	$54,157	$18,995	$37,990