Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$221,778	$221,778	$274,500
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$52,722	$0
Funding fee	$1,109	$1,109	$0
Note rate	3.170%	3.170%	7.400%
Blended rate	3.170%	4.290%	7.640%
1st payment	$1,111.11	$1,111.11	$1,900.58
2nd payment	$0.00	$395.42	$0.00
Taxes / mo	$311.25	$311.25	$311.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.90
HOA / mo	$57.00	$57.00	$57.00
Total monthly	$1,629.36	$2,024.78	$2,473.73
Cash to close	$83,222	$30,500	$30,500