Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$237,793	$237,793	$386,999
Remaining term (yrs)	21.4	21.4	30.0
Secondary amount	$0	$149,206	$0
Funding fee	$1,189	$1,189	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.030%	5.561%	7.640%
1st payment	$1,379.38	$1,379.38	$2,679.50
2nd payment	$0.00	$994.70	$0.00
Taxes / mo	$281.33	$281.33	$281.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.40
HOA / mo	$52.00	$52.00	$52.00
Total monthly	$1,862.71	$2,857.42	$3,240.24
Cash to close	$192,206	$43,000	$43,000