Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$221,674	$221,674	$386,910
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$165,236	$0
Funding fee	$1,108	$1,108	$0
Note rate	4.370%	4.370%	7.400%
Blended rate	4.370%	5.920%	7.640%
1st payment	$1,288.33	$1,288.33	$2,678.89
2nd payment	$0.00	$1,101.57	$0.00
Taxes / mo	$304.75	$304.75	$304.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.38
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$1,793.08	$2,894.65	$3,261.02
Cash to close	$208,226	$42,990	$42,990