Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$297,334	$297,334	$373,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$76,166	$0
Funding fee	$1,487	$1,487	$0
Note rate	2.625%	2.625%	7.400%
Blended rate	2.625%	3.925%	7.640%
1st payment	$1,333.93	$1,333.93	$2,586.04
2nd payment	$0.00	$571.24	$0.00
Taxes / mo	$149.33	$149.33	$149.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$46.67	$46.67	$46.67
Total monthly	$1,679.93	$2,251.17	$3,006.74
Cash to close	$117,666	$41,500	$41,500