Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$38,025	$38,025	$324,000
Remaining term (yrs)	4.4	4.4	30.0
Secondary amount	$0	$285,975	$0
Funding fee	$0	$0	$0
Note rate	7.090%	7.090%	7.400%
Blended rate	7.940%	7.772%	7.640%
1st payment	$824.53	$824.53	$2,243.31
2nd payment	$0.00	$1,846.92	$0.00
Taxes / mo	$116.58	$116.58	$116.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$86.99	$86.99	$64.80
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,278.11	$3,125.03	$2,674.69
Cash to close	$321,975	$36,000	$36,000