Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$309,541	$309,541	$378,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$68,459	$0
Funding fee	$1,548	$1,548	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	4.054%	7.640%
1st payment	$1,468.07	$1,468.07	$2,617.20
2nd payment	$0.00	$513.44	$0.00
Taxes / mo	$129.50	$129.50	$129.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.60
HOA / mo	$26.00	$26.00	$26.00
Total monthly	$1,773.57	$2,287.02	$2,998.30
Cash to close	$110,459	$42,000	$42,000