Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$400,469	$377,999
Remaining term (yrs)	28.1	30.0
Secondary amount	$0	$0
Funding fee	$2,002	$0
Note rate	6.540%	7.400%
Blended rate	6.540%	7.640%
1st payment	$2,593.39	$2,617.19
2nd payment	$0.00	$0.00
Taxes / mo	$152.00	$152.00
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$75.60
HOA / mo	$68.00	$68.00
Total monthly	$2,963.39	$3,062.79
Cash to close	$19,530	$42,000