Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$462,024	$457,200
Remaining term (yrs)	26.1	30.0
Secondary amount	$0	$0
Funding fee	$2,310	$0
Note rate	7.080%	7.400%
Blended rate	7.080%	7.640%
1st payment	$3,232.70	$3,165.56
2nd payment	$0.00	$0.00
Taxes / mo	$99.75	$99.75
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$91.44
HOA / mo	$17.00	$17.00
Total monthly	$3,516.11	$3,540.42
Cash to close	$45,976	$50,800