Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$356,624	$356,624	$385,650
Remaining term (yrs)	29.3	29.3	30.0
Secondary amount	$0	$29,026	$0
Funding fee	$0	$0	$0
Note rate	6.150%	6.150%	7.400%
Blended rate	6.700%	6.873%	7.640%
1st payment	$2,187.70	$2,187.70	$2,670.16
2nd payment	$0.00	$217.70	$0.00
Taxes / mo	$174.08	$174.08	$174.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$164.58	$164.58	$77.13
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$2,726.36	$2,944.06	$3,121.38
Cash to close	$71,876	$42,850	$42,850